The effects of car crashes can range from the relatively inconsequential to the thoroughly life-changing. So many factors can influence the outcome, including the size of the vehicles, the speed they were traveling at, the angle and position the impact occurred and the safety measures that the vehicle had installed and in use.
If you need to claim compensation, then you’ll need evidence to back up what you are saying. You can’t just say it was the other driver’s fault. You need to show it was, as their insurer will likely be looking to put as much of the blame as possible onto you, to limit what payout they must make. The following can help you build your claim:
Photographs and video footage
If you can snap some footage immediately after the crash then do so. You can use your phone for this. You can also search for images and videos afterward by searching social media to see if someone has posted anything they caught. You should also look at getting hold of anything caught by public and private traffic and security cameras in the area.
Witness statements
Hopefully, the police will take witness statements when they arrive, but there is no harm in asking bystanders or other drivers for their contact details straight away as not everyone will wait for the police to show up.
Phone records
If you suspect the other driver was distracted, presenting phone records may help you show that they were. Generally speaking, these kinds of records can only be obtained with the help of a subpoena.
Building a comprehensive claim is not something you should try doing alone. You are up against an insurer who has far more practice at this than you. Seeking appropriate guidance will be key to taking them on.
